Dolf De Roos realised at a young age that most of the rich made (and kept) their wealth through real estate. Armed with that knowledge he worked hard and earned money without ever receiving a pay slip or a salary from an employer. What allowed him to do it was real estate! In this book, De Roos shows why investing in property is so astoundingly simple and lucrative. Topics include: negotiations and submitting offers; increasing the value of your property; and dealing with laws, rules and regulations. De Roos opens up and gives an insider's view of his approach, attitudes, techniques and secrets in the real estate game.
foreclosurenationthebook.comThe family residence is the backbone of the American economy, the most valuable and enduring asset for those who have achieved a financial foothold. Yet today record numbers of households confront foreclosure. In the next year it is estimated that over two million Americans will lose their homes and almost two billion dollars of wealth will disappear in the process. How did the traditional "American Dream" morph into a nightmare for so many? Real estate attorney and educator Shari B. Olefson, a recognized expert in the current mortgage crisis and its effects on homeowners, explains how America slipped to the edge of this dangerous stagnation-recession precipice. In plain language that is easily understandable to the average person, she clarifies legal and financial terminology and describes how our country's mortgage system really works. Utilizing real-life lender and borrower interviews, she exposes its intrinsic flaws and often discriminatory practices, from the mortgage application process to the securitization of bundled mortgages by large investment firms. She also provides evidence to show the government's and Wall Street's roles in both causing and solving the problem. Above all, Olefson offers expert tips, tools, and resources to help you:-Choose a mortgage professional and understand what's motivating him or her-Decide what mortgage product fits best and when to refinance-Get the best fees, interest rate, and service-Create your own solutions for navigating the credit crunch-Know what to do when you can't afford your mortgage-Protect your home if you are at risk of foreclosure-Understand how to proceed if you are already in foreclosure-Capitalize on emerging opportunities and avoid the scams and mortgage fraud-Prepare for coming changesForeclosure Nation demystifies the real estate bubble and the subprime mortgage crises that followed. With bold, clear visuals like inventory, absorption, and price trend graphs, Olefson pinpoints exactly when and why experts are predicting a recovery. She also cites statistics that strongly suggest the number of foreclosures will surge in the fall of 2008 and again in 2009, with increased reverberations felt throughout the US and global economies. Foreclosure Nation will prove indispensable to explaining what is happening and guiding readers through. Whether you are planning on buying your first home, struggling to meet your current mortgage payments, facing foreclosure, or wondering how your investments will be affected, this comprehensive book will assuage the fear of the unknown, empowering you to make wise choices and protect your most valuable assets.
In the market for a home, but don't know where to start? Not to worry! From financing, mortgages, and credit scores to closing the deal, bestselling real estate authors Eric Tyson and Ray Brown walk you step by step through the entire home-buying process. Discover how to: Harness the Internet to help in your search Determine how much home you can afford Select the right type of mortgage Work with agents, brokers, lenders, and lawyers Research neighborhoods and home values Read by Brett Barry
Written by two experienced California Notaries Public and Notary Law instructors. This step-by-step guide is for the newly commissioned California Notary Public or existing Notary Public who lacks experience. Step-by-step instructions are also included for the loan signing specialist.
Suckered. Thousands of young college students are suckered each year to believe that the only way for them to graduate college is by taking on a mountain of debt, then they spend the next ten, twenty, or event thirty years paying for the most expensive piece of paper they have ever received. But isn't there a better way? Yes! In "Don't Get Suckered," Josh Lawson explains in a fresh, funny, and insightful way how college students can walk across the stage on graduation day DEBT FREE.Hear What Others Are Saying:"Wow - every high school junior should be required to read Don't Get Suckered!" Dan Miller Author of 48 Days to the Work You Love and No More Dreaded Mondays "After witnessing countless young people hamstrung by enormous college debt, I am glad that someone is finally saying "Enough!" Josh's book is a preemptive strike that could enable the next army of young people to live out their destiny in God. We will certainly be using this in our church." Robert HerberLeadPastor - AllPeoplesChurchSan Diego, California
This book is designed to help those in residential real estate financing learn the details of originating and processing loans. This step by step guide was developed from insight gained in ten years of making and correcting mistakes. This book can be used to make experienced people more knowledgeable, and can help train new employees on the intricacies of loan processing. This book contains almost all you need to know about the mortgage process but the author realizes there is always some new circumstance, or program, that just didn't get covered within the confines of this writing.
Today, more low-income Americans have greater access to credit than ever before, thanks in large part to the growth of global capital markets and liberal use of credit scores. But not all have benefited equally from the opened spigots. Some are overpaying for mortgage credit, others are getting in over their heads, and some have become the victims of predatory lenders. In this volume, noted analysts examine how low-income families can continue to participate in the American dream of homeownership, building up assets and equity along the way, and what businesses and government can do to ensure that low-income families succeed in homeownership.
View the triumphs and pitfalls of real estate investing through the eyes of a seasoned investor with nearly three decades of experience. Real life stories throughout this book will teach you valuable lessons and provide sage advice. The step by step process begins with initial planning and provides tips for finding, analyzing, inspecting, financing, and closing on investment properties. By sharing his experiences and practical investment advice as real estate broker, coach, college teacher, and author, Bob Zachmeier has helped thousands of people improve their financial well-being through real estate investing.
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