Found 5325 Business Loans Books Products.
A classic book on credit risk management is updated to reflect the current economic crisisCredit Risk Management In and Out of the Financial Crisis dissects the 2007-2008 credit crisis and provides solutions for professionals looking to better manage risk through modeling and new technology. This book is a complete update to Credit Risk Measurement: New Approaches to Value at Risk and Other Paradigms, reflecting events stemming from the recent credit crisis.Authors Anthony Saunders and Linda Allen address everything from the implications of new regulations to how the new rules will change everyday activity in the finance industry. They also provide techniques for modeling-credit scoring, structural, and reduced form models-while offering sound advice for stress testing credit risk models and when to accept or reject loans.Breaks down the latest credit risk measurement and modeling techniques and simplifies many of the technical and analytical details surrounding themConcentrates on the underlying economics to objectively evaluate new modelsIncludes new chapters on how to prevent another crisis from occurringUnderstanding credit risk measurement is now more important than ever. Credit Risk Management In and Out of the Financial Crisis will solidify your knowledge of this dynamic discipline.
This comprehensive guide is an excellent resource for mastering the modern mortgage principles and practices essential to understanding the financing of residential real estate as generally applied to all states. The mortgage industry has gone through a major transition in recent years changing from a sales environment to a professional one. As a result, the mortgage professional today must be more knowledgeable and ethical in meeting the financial needs of consumers. This NMLS-approved course is designed to help mortgage professional's master the 20-hour SAFE Act pre-licensing requirements for mortgage loan originators. The content includes 3 hours of federal law, 3 hours of ethics, 2 hours of non-traditional mortgage products, and 12 hours of elective topics to form the building blocks of mortgage loan origination principles and practices. Major concepts are reinforced through learning objectives, extensive examples, chapter summaries, review questions, critical thinking questions and key term reviews. Use the online interactive flashcards to review key terms and concepts. Also, updates are posted at www.cengage.com/realestate/mortgage to keep the mortgage professional up-to-date on new rules and regulations.
The key to a successful loan workout is to identify the problems accurately and address them early. It is critical that the company's underlying business and financial problems are resolved and not merely the symptoms.Loan Workouts and Debt for Equity Swaps examines how a successful loan workout can be managed. It detail the processes and participants involved, whilst providing frameworks and practical step- by-step approaches that allow for a coherent and cohesive policy to give the best possible chance of success. The book assists in the ultimate aim of providing a firm base for the future health of the company involved and maximizing the lenders' returns. This work is not merely restricted to companies and banks involved in the process, but other important participants in loan workouts.Areas featured in the book are:* What loan workouts are and why they are needed* Non-performing loans related strategies, organization and systems* Participants involved in loan workouts and their motivations* Symptoms of corporate distress and corporate turnaround strategies* Major steps involved in a typical loan workout transaction* Special issues relating to debt for equity swap transactions* A case study illustrating many of the issues covered in the book
For seniors who live on a fixed income, owning a home—and keeping it—can be financially challenging. Rather than face the choice of selling your home and moving or becoming a home-owning pauper, reverse mortgage products let seniors convert part of their equity into tax-free income that can be used for anything—even mortgage payments, living expenses, or medical costs.Reverse Mortgages For Dummies covers all the basics of reverse mortgage products so you and your adult children can understand and take full advantage of these handy loans—and keep the home you love. Covering a full range of reverse mortgage options and topics, you’ll discover how to:Decide if a reverse mortgage is right for youShop for the best reverse mortgage productsFind out if your home is eligibleFind a counselor who can help youWritten by Sarah Lyons, an Assistant Editor at Mortgage Originator magazine, and John Lucas, an experienced reverse mortgage specialist, Reverse Mortgages For Dummies explains these helpful loan products in simple, easy-to-understand language free of all the jargon. Once you understand how reverse mortgages differ from other loans—and what you could do with your reverse mortgage—the book covers the specifics you need to find the right loan for you, including:Special advice for adult children helping their senior parents secure a loanHow to get a reverse mortgage and keep your second home legallyProperty requirements and financing feesSelecting among a multitude of lendersSpending and estimating leftover equitySharing the decision-making process with family and loved onesIf you’re a senior wondering whether a reverse mortgage can help you keep your home, this book gives you the information you need to make smart, informed decisions that are vital to you, and your family’s, security. Reverse Mortgages For Dummies will help you keep your home and live the life you want.
This book presents a radically different argument for what has caused, and likely will continue to cause, the collapse of emerging market economies. Pettis combines the insights of economic history, economic theory, and finance theory into a comprehensive model for understanding sovereign liability management and the causes of financial crises. He examines recent financial crises in emerging market countries along with the history of international lending since the 1820s to argue that the process of international lending is driven primarily by external events and not by local politics and/or economic policies. He draws out the corporate finance implications of this approach to argue that most of the current analyses of the recent financial crises suffered by Latin America, Asia, and Russia have largely missed the point. He then develops a sovereign finance model, analogous to corporate finance, to understand the capital structure needs of emerging market countries. Using this model, he finally puts into perspective the recent crises, a new sovereign liability management theory, the implications of the model for sovereign debt restructurings, and the new financial architecture. Bridging the gap between finance specialists and traders, on the one hand, and economists and policy-makers on the other, The Volatility Machine is critical reading for anyone interested in where the international economy is going over the next several years.
Would you like to:• Legally avoid taxes?• Enjoy lucrative profits?• Protect your assets?• Raise capital?• Lower loan costs?Arm yourself with the most powerful business tool known—your own offshore bank. Not just a tool for major corporations, international banks can be started and run by a mid-sized company or even a single individual. No matter what your experience, let expert Jerome Schneider, who's advised more individuals in starting their own banks overseas than any other person in America, show you step-by-step. From how and where to choose the best management company to identifying the best location for you, from protecting your assets to maximizing your profits, this book shows you how to take advantage of hospitable banking environments offshore.Schneider, author of the financial bestsellers The Complete Guide to Offshore Money Havens and Global Investing for Maximum Profit and Safety, discusses the fourteen leading international banking centers. Learn about licensing fees, banking reputation, infrastructure, tax regulations, banking laws, start-up cash, and more required for these hot international banking centers:Anguilla • Bahamas • Barbados • Belize • British Virgin Islands • Cayman Islands • Cook Islands • Grenada • Hong Kong • Nauru • Netherlands Antilles • Turks and Caicos • Vanuatu • Western Samoa
Make a mint as a Factoring Broker. An Industry Insider Reveals Marketing Secrets on... How To Gain Free Exposure, Get Massive Amounts of Leads, Explode Your Factoring Broker Business.To be a successful factoring broker in today's marketplace you must be online and offline savvy. In this no-nonsense marketing book you are given the exact tools you will need to build your business and make a mint!Explore topics such as:Social MediaDatabase MarketingOwning a NicheWriting ArticlesPay-per-clickAnd much more!
As See on HGTV's #1 Rated Show, House Hunters Buying a Home for the First Time? Purchasing a home for the first time is exciting and challenging. It is an opportunity of a lifetime. There is so much to learn in a short period of time. This book will uncover secrets that will save you time, effort and money. You will know the truth about the housing market and the home buying process. You Will Discover: - How your first home could be the best investment in your lifetime - The truth about credit scores and credit repair - How to build a team of trusted experts who work for you - How to avoid "rookie mistakes" made by many first timers - Secrets home builders and lenders don't want you to know - The truth about foreclosures, short sales, REOs and HUD homes First Time Home Buying Secrets Revealed will give you the opportunity to learn key tips and strategies from an industry expert who has specialized in helping first time home buyers for the past twenty five years.
Avoid Student Loans is a revolutionary book where a personal finance expert and a recent college graduate come together to offer you exclusive advice on how to make sure your college education is an investment rather than a liability (requiring large loan payments for 10 years or more after graduation.) In this book you’ll learn ways to reduce your cost of college, win more scholarships, and make smart financial decisions while in college. Following this easy-to-read guide can lead you to landing in a much better place after graduation, well ahead of your peers, and without the ball and chain of a large loan payment.
For typical homeowners, the monthly mortgage payment is either their largest or, after income taxes, second-largest expense item. When you’re shopping for a mortgage without the proper knowledge, you could easily waste many hours of your time in addition to the financial losses suffered by not getting the best loan you can. Choosing the right mortgage can help you save money for more important financial goals such as higher education and retirement.Mortgages For Dummies, Second Edition is for anyone who needs a loan to buy their first home, wants to refinance their existing mortgage, or would like to tap into the equity they’ve built up. Updated to include the very latest on every kind of loan, this friendly, easy-to-understand guide will help you:Shop for the best home-purchase mortgageOvercome loan qualification obstaclesNegotiate lower loan fees and closing costsSave by refinancing the houseIncrease retirement income with a reverse mortgageOnce you select the right mortgage for your situation, you can explore, step-by-step, how to get the best possible deal. Mortgages For Dummies, Second Edition also covers the following topics and more:Determining your borrowing powerQualifying for a mortgageLocating and selecting a loanFinding the best lender and optionsTackling loan paperworkRefinancing and other money makersFor most of us, the mortgage field is jammed with jargon and fraught with fiscal pitfalls. It’s up to you to seek the knowledge necessary to make your mortgage process more rewarding. This handy guide shows you everything you need to know to find your way through the home financing jungle and make the best decisions possible.
Top Search
Last Search
