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Most people consider their home the largest investment they will ever make. However, it is the loan to buy the house that can add hundreds of thousands of dollars to your overall cost. Depending on the loan you choose, your $200,000 house could cost you $400,000-or even $600,000-before you are done paying for it.

The Mortgage Answer Book breaks down the complex mortgage industry with straightforward, easy-to-follow advice on finding the loan that is right for you.

-Does the fixed rate or adjustable rate mortgage make more sense for me?
-Which payment plan can knock years off my loan?
-Why are government loans not always the best bet?
-When can a higher interest second mortgage actually save me money?

Whether you are a first-time home buyer or refinancing for the third time, The Mortgage Answer Book will help match your needs with the best loan.