Found 1461 Home Mortgage Books Products.
Today's real estate market is a house of cards--learn what homeowners can do to prepare for its pending collapse Soaring home prices and 50-year low interest rates have lulled homebuyers into a false sense of security. But plummeting consumer confidence and record-high personal debt threaten to blindside overextended homeowners and real estate investors. The Coming Crash in the Housing Marketshows homeowners how to avoid owing more to lenders than their houses are worth--known as an "underwater" mortgage--and reveals commonsense steps for protecting one's assets when the bottom falls out. In this compelling, well-documented book, renowned economic consultant John Talbot tells current and potential homeowners how to survive and thrive in tomorrow's world of slashed home values. He presents: Convincing reasons why the housing market will likely crash within two years Startling similarities between this and previous economic disasters
Many people are hesitant about the process of refinancing their mortgages because they know very little about the process, the terms used in the process or the options that are open to them today as they attempt to refinance their homes. As we know, there are many different mortgage packages available in the market today that cater to just about every need when it comes to refinancing a mortgage. In addition, there are several unique types of mortgages, such as interest only mortgages, that some lenders are using to attract customers. It is more important than ever for anyone with a home to understand all of the aspects of refinancing a mortgage so they can take advantage of the money saving packages being offered by lenders. If you are one of the many people who want to find out just how you can make your home mortgage better suited to fit your current needs, you need this book! It will explain everything you could possibly want to know about refinancing a mortgage, from start to finish. Are you seeking to save money in your monthly mortgage payment or perhaps looking to get cash back you can use to pay other bills, or even use to make some much needed home repairs? Whatever you need, there is a mortgage package available for you. This book will tell you everything about all aspects of refinancing in plain, simple English that is easy to understand. You do not have to have a financing degree to understand the basics of refinancing and how it can both save you money and allow your home to work for you. There is no better time to refinance your home. It is important for a borrower to understand about refinancing before embarking on refinancing their own home mortgage. If you want to learn everything there is to know about refinancing your home, in simple, easy to understand English with personal accounts, then this is the book for you. Here you can learn anything you ever wanted to know about refinancing, from start to finish. We will not only give you easy to understand instructions on exactly how to refinance your home and why you should refinance, but will explain all about the different types of mortgages on the market today. In the world today, mortgage loans are ever changing. Products are available today that were not available even five years ago. It is important for anyone who is thinking about refinancing their home to learn as much as they can.Here is what you will learn inside this guide:* How To Refinance * Why To Refinance * Types of Refinancing Vehicles Available * Many Different Reasons To Refinance And How They Can Work For You * New Mortgage Options Such As Interest Only Mortgages * Terms That You Need To Understand When Refinancing There has never been a better time to refinance your property and there has never been such a vast array of mortgage products on the market as there are today. It is important to understand about the newer products so that you can achieve refinancing the mortgage on your home. Whether it is to lower your monthly payment or lower your current interest rate, this could be the time to refinance.No matter what the reason you are thinking of refinancing, it is important you are familiar with all of the options available to you so you can make the correct choice. Even people who are not thinking of refinancing will find this book beneficial and may change their minds after reading it. Getting a good interest rate is only one reason to refinance and today the rates are lower than ever. But there are so many more advantages to refinancing your home and all of them can be found here in this book. Anyone, no matter what their financial circumstances, can learn from this book how to find the best mortgage option to make their dream of refinancing their home come true.
Most Americans want to own their own home but the process can be complicated and frustrating if you don't have the right guidance. In today's buyers market, and low interest rates, it is one of the best times to be considering buying a home. First time home buyers need additional information about the programs available to them. Teachers and some other professionals also have special programs available. In this book, you will get information about working with a buyer's agent, real estate terms you should know, how to know if this is the right time for you to buy a home and how much you can afford, getting approved for a mortgage, the special programs available, understanding closing costs and how to invest in real estate for profit.Don't let this opportunity pass you by. You deserve to own your own home so check into it today.
Due to new hybrid loans abounding and interest rates increasing from bargain basement levels, millions of consumers who are either seeking a new mortgage or are interested in refinancing their existing mortgages are clamoring for an updated easy-to-follow guide to take them through the complex world of mortgages. In All About Mortgages, 4th Edition, author Julie Garton-Good, the sole three-time recipient of the prestigious international “Real Estate Educator of the Year” award from the Real Estate Educators’ Association, provides a road map for consumers through the harrowing twists and turns of obtaining a home mortgage. Garton-Good will help consumers select the right mortgage for their needs, giving them the keys to save thousands of dollars. Approximately 25% of this new edition is updated, including new information on hybrid loans, foreclosure alternatives, and more. Now more than ever, it’s essential for consumers to be well informed about their mortgage options.
Use your home to finance your retirementForgot to save for retirement, but bought a house? Saved a lot and also bought a house? Whatever your situation, Retire on the House can show you how to best use your home equity for a long and prosperous retirement.Focusing on both retirement and real estate, Retire on the House is designed for retiree homeowners who want to use their home equity to finance their retirement. Filled with valuable insights and practical advice, this unique guide illustrates a number of ways this can be done, including:* Selling your current home at the top of the market, moving to a less expensive residence, and retiring on your profits* Obtaining rental income from your current home by renting to boarders* Remodeling your home into units for much higher rental income* Three options for obtaining cash from your home without selling, remodeling, or renting it* Reducing or eliminating retirement expenses such as taxes* Balancing your real estate portfolio by diversifying with other asset classesMany of today's homes have tremendous value, and with Retire on the House as your guide, you'll discover how to use this value to achieve the retirement you deserve.
For nearly 70 years, the VA loan program has helped U.S. service members and their families achieve the dream of homeownership. Today, in the wake of the subprime mortgage meltdown and ensuing foreclosure crisis, this no-down payment loan is more important than ever. VA loans have emerged as a lifeline for veterans and active duty personnel who understand their unmatched safety and buying power. The Book on VA Loans takes service members and their families on an insiderâs journey into VA loans, from credit scores and interest rates to the unique opportunities and challenges of this long-cherished program. Readers get insider tips and expert advice from the countryâs largest dedicated VA lender, Veterans United Home Loans. They also receive a buyer-friendly education in a sometimes complicated world that can trip up even seasoned real estate veterans. Featuring simple, straightforward language and voices of previous VA borrowers, this resource helps ensure service members are in the best position possible to maximize the benefits earned by their service.
How Far Can Home Prices Fall?What Can You Do to Protect Yourself?Home prices are seriously overvalued in many regions of the United States. The question is no longer if, but rather how far, home prices will fall and over what time frame this bubble will deflate. Home values have been escalating in real terms since 1981, the year nominal interest rates last peaked. And the greatest price increases in percentage terms have been in the wealthiest and most exclusive cities in the world.Sell Now! analyses the evidence and offers clear explanations of these perplexing issues. Overly aggressive mortgage lenders have fueled this overheated market by extending too much credit to home buyers and by offering ever-more exotic forms of mortgages. Many home buyers have been caught in a never-ending race to achieve status, often overpaying for homes in the "right" neighborhoods. And people's pursuit of easy profits has pushed prices to unsustainable levels.Finally, there is a reasoned analysis that not only explains how home prices got this high, but why they are sure to fall and by what amount. Sell Now! debunks many theories that purport to show that home prices are either reasonable or are sustainable at their current high levels.How bad can it get? Unlike previous home-price declines, this cycle has the potential to be not only national, but international in scope. The national economy, so dependent on the housing, mortgage, real estate, banking, and construction industries for growth, is at risk and the entire banking system might come under fire. You owe it to yourself to become better informed about the possible impact on you, your family and your most important asset---your home.
This is the first book of its kind to illustrate, in picture format, the exciting financial opportunities waiting for eligible seniors. This book has taken the complicated subject of reverse mortgages and has made it easy to understand. Perfect for professionals to give to their clients. Many professionals from around the country are calling this book "innovative" and "a must read". John E. Lucas, co-author of Reverse Mortgages for Dummies, says, "This book is a great tool. It makes a complex program easy to understand!"
Now in paperback-an inside look at Countrywide Home Loans and the mortgage crisis, from a former mortgage lender executive. In July 2004, Adam Michaelson attended a high-level meeting at Countrywide Financial headquarters about a new loan product that would allow borrowers to pay less than their minimum monthly payment. The "finance jocks" believed that the booming housing market would only get bigger, supporting homeowners in a cycle of borrowing against their houses and refinancing later. They were wrong. And when the bottom dropped out, Countrywide suffered the consequences-as did millions of Americans. With an insider's knowledge and thorough reporting on the impact on American families and the ripple effects on the economy, Michaelson examines the marketing of a mirage and the bad business decisions that destroyed a company, confronts the ethical questions that have arisen in the wake of the foreclosure crisis, and offers creative proposals to prevent such a meltdown from ever happening again.
The Expert Guide to Finding the Right Mortgage at the Right Price Whether you're buying your first home, a new home, or refinancing, it's crucial to get the right mortgage at terms you can afford over the long run. Backed by decades of real estate experience, American Mortgage lays out all the issues you need to know--your rights, the questions you need to ask, what to expect, and how to apply. Drawn from years of experience helping thousands of clients, American Mortgage delivers everything you need to know to get a good deal and improve your investment. Everything U Need to Know About: Financing a Home A complete breakdown of all mortgage options Explanations of the changes in the market Ways to figure out your income requirements Making sense of the paperwork BONUS CD-ROM FEATURES: Ready-to-print documents you'll need to refinance your home, including real estate forms, income requirements, credit profiles, and more!
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