Found 1461 Home Mortgage Books Products.
Americans are losing their homes in record numbers, and the housing crisis seems unlikely to subside any time soon. Many people faced with foreclosure feel helpless and resigned to giving up their homes without even trying to save them. With the right advice, however, homeowners can take control of the situation, avoid foreclosure proceedings, and even protect their credit. Timely and indispensible, this guide will help anyone survive the housing crisis and preserve their most important investment.
This is the Updated 2010 Edition of the first book in the "Practical Guide" series for the mortgage industry. The October 2010 Version has been updated to meet the requirements of the SAFE Act. We have also made many of the changes recommended by Amazon readers and reviewers. With all of the changes in the industry, keeping this product up-to-date is a full time job. The book covers all of the vocational skills required of the loan originator, but also includes all Federal law, ethics, predatory lending and fraud components required by the Federal SAFE loan originator licensing Act of 2008. Published since 1992, and updated annually, this 378 page textbook was written as an answer to the "sink-or-swim" training methods of many mortgage firms. The format is designed to give the newly initiated loan officer/agent, lender, processor, or other initiate the practical information they need to do the loan officer's job. The reader learns how to understand rate and point quotes, how to use a financial calculator, how to make basic computations customers require, how to understand loan programs and compare product features. The student progresses through understanding loan specifications - Conventional Conforming, Jumbo, FHA/VA and Sub-Prime program guidelines - to a practical understanding of ratios, income, assets and closing costs, debts and credit history. This is then placed in the context of the loan application - how to collect all the required documents and disclosures and supervise a loan from application to closing. Beyond the basics, students learn how to finance various property types; condos, PUDs, new construction and investment property. A detailed chapter on refinancing addresses the issues which most often confront the loan officer in a period of heavy refinancing - 10 reasons to refinance. Finally, understanding how loans are made in the secondary market and the basics of interest rate quoting and behavior are covered. This product is submitted for approval for use in continuing education in all states which have, or are adopting, a requirement. Many companies use this product as a handout to prospective new loan officers. Many loan officers give this product to their referral sources to help educate them to the requirements of the industry.
This online guide was created to help buyers of real estate, whether for a personal residence or investment property, ensure that they protect themselves on their purchase by doing the proper due diligence. Professor Leonard Baron, MBA, CPA, is a nationally recognized expert on protecting oneself when purchasing property, a San Diego State University Real Estate lecturer, a commercial real estate consultant, a twenty year real estate owner, and loves kicking the tires of a good piece of dirt!Buy and read any other real estate books you like, but if you are seriously ready to buy a property, it's time to take the steps to reduce your risk, protect yourself and make sure you do all the steps and tasks that experienced buyers do with every property they acquire. If you do not know how to pencil out a real estate deal, review your title insurance policy, understand your Good Faith Estimate and mortgage financing, know how to analyze the Homeowners Association, ensure you have the right insurance coverage, understand how real estate saves, or doesn't save you money on income taxes, do a proper home inspection, etc. - this is the guide you need.Along with his expert authors who are an attorney, a mortgage professional, an insurance executive, an HOA expert, a home inspector and other investors Professor Baron has created a step by step guide to tie up the loose ends on a property purchase. The group cumulatively owns about 35 properties between them and have been involved in at least 1,000 transactions. They have learned many a hard lesson losing money on a real estate purchase and hope to help you avoid those expensive mishaps.The team is independent and gives neutral advice – the only goal of which is to help you better PROTECT YOURSELF.The Kindle version comes with free access to the website and all the downloadable simple checklists, spreadsheets, documents, examples to help you gain knowledge, keep your buying process on track and make sure you cover all your bases.A real estate buyer can never eliminate their risk, but following the steps to perform your due diligence will significantly reduce your risk on the largest purchase you will ever make. Every buyer of real estate should have and understand the Due Diligence Checklist Professor Baron has created and work hard to reduce their risk when buying real estate.This course is used by real estate professionals for securing clients by marketing their dedication to protect those clients from the perils of real estate. It is also used for continuing education (CE, CPE, or MCLE) credits for real estate professionals, lawyers, and certified public accountants. Universities and colleges also use it as a pre-course study to help their students understand the core basic real estate due diligence principles that experienced real estate buyers understands.Real estate is Buyer Beware….Do You Know of What to "Beware"? If you do not, this ebook is for you.
Fight Foreclosure! offers a practical, step-by-step system for taking action to prevent foreclosure on your home before it?s too late. If you?re having trouble keeping up with your payments, the worst thing you can do is nothing. This book explores all your options, weighs the pros and cons of each, and explains the pre-foreclosure process in detail. Plus, it points out the too-good-to-be-true credit repair offers you should avoid and gives you real, practical alternatives that help you help yourself before it?s too late.
Real estate day trading is using the Internet to buy and sell houses without leaving home. In many cases, the investor closes on a house and resells it the same day. Readers will learn the author's system for how to buy and sell 5-10 houses a month in today's market, using the Internet, phone, fax, and email to analyze, research, and find the properties, buyers, and others needed for the transaction. Author Larry Goins has personally done deals in nine different states and has students in the US, Canada, Australia, New Zealand, Japan, China, Israel, the Philippines, and Denmark. Day trading can be used for wholesaling properties to other investors, retailing, lease options, short sales, foreclosure investing, etc. The basic steps are: Search online for potential properties to make offers on, using specific techniques for finding the right ones.Once an offer is accepted, usually within 1-2 weeks, put it on paper using clauses included in the book, and get the property inspected by a rehab contractor to get a free estimate of how much the repairs will cost. This is done by finding reputable contractors online and through referrals from realtors and through autoresponders.Order an appraisal.Sell it fast! Using the buyers list you have built on the internet through email marketing groups, social networking sites, blogs, free classified sites, bank-owned property sites, and more, send an email with the details of the property and instructions on how they can get the property under contract. Usually within two hours several potential buyers will reply.Set up a closing to buy it and to sell it on the same day; closings are about 30 minutes apart. By it at 10:00 and sell it at 10:30, for example.There are many ways to fund and close on the property. The book will contain step-by-step, easy processes for assignments, options, flex options, simultaneous closings, using hard money, private money, cash partners, and credit partners, none of which will require an investor's own cash or credit.With praise from New York Times Bestselling Author Dr. Albert Lowery, Robert Shemin, Frank McKinney and foreword by Michael E. Gerber.Larry Goins (Lake Wylie, SC; www.larrygoins.com) is one of the real estate industry's most popular speakers. He buys and sells 5-15 houses a month all over the US, in today's difficult market, from the comfort of his office. Larry speaks live an average of twice a week and holds two to three teleconferences a week. He is licensed as a mortgage lender, mortgage broker, real estate broker, and general contractor in North and South Carolina. Larry served as President (2003 & 2004) of the Metrolina Real Estate Investors Association in Charlotte, NC, a not-for-profit organization that has over 350 members (it is also the local chapter of the National Real Estate Investors Association). He has been investing in real estate for over 20 years.
A straightforward guide to taking tax breaks and deductionsCompletely revised to reflect important changes in this year's tax laws, J.K. Lasser's 1001 Deductions & Tax Breaks 2011 will help you take advantage of every tax break and deduction you may be entitled to.This comprehensive guide is clearly organized by subject matter so you can easily find situations that may apply to you. Each tax benefit is also clearly explained-along with the eligibility requirements for claiming the benefit-while planning tips and common pitfalls associated with the benefit in question are discussed in detail. New tax law alerts are also included throughout the book, so you can make the most informed decisions possible.Discusses deductions and tax breaks with regard to your family, home, car, job, investments, education, charitable giving, health coverage, and much morePacked with hundreds of updated examples, practical advice, and real-world examplesOnline supplement to update developmentsOther titles by Weltman: J.K. Lasser's Small Business Taxes 2011 and J.K. Lasser's New Tax Laws Simplified 2011J.K. Lasser's 1001 Deductions & Tax Breaks 2011 is a book every taxpayer should own.
Help in selling your property
Dolf De Roos realised at a young age that most of the rich made (and kept) their wealth through real estate. Armed with that knowledge he worked hard and earned money without ever receiving a pay slip or a salary from an employer. What allowed him to do it was real estate! In this book, De Roos shows why investing in property is so astoundingly simple and lucrative. Topics include: negotiations and submitting offers; increasing the value of your property; and dealing with laws, rules and regulations. De Roos opens up and gives an insider's view of his approach, attitudes, techniques and secrets in the real estate game.
In the market for a home, but don't know where to start? Not to worry! From financing, mortgages, and credit scores to closing the deal, bestselling real estate authors Eric Tyson and Ray Brown walk you step by step through the entire home-buying process. Discover how to: Harness the Internet to help in your search Determine how much home you can afford Select the right type of mortgage Work with agents, brokers, lenders, and lawyers Research neighborhoods and home values Read by Brett Barry
Today, more low-income Americans have greater access to credit than ever before, thanks in large part to the growth of global capital markets and liberal use of credit scores. But not all have benefited equally from the opened spigots. Some are overpaying for mortgage credit, others are getting in over their heads, and some have become the victims of predatory lenders. In this volume, noted analysts examine how low-income families can continue to participate in the American dream of homeownership, building up assets and equity along the way, and what businesses and government can do to ensure that low-income families succeed in homeownership.
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